joins
“As the fintech landscape continues to evolve, regulatory scrutiny is intensifying across key sectors, reinforcing the need for robust compliance frameworks. Recent developments include the RBI tightening controls on payment systems, asset reconstr...
Shreya
is a Partner with the Technology, Media and Telecommunications (TMT)
practice of INDUSLAW. She
and specialises
in legal and regulatory issues
relating to Payments and Financial technology, Digital Intermediaries, Data
Protection, Information Technology, Gaming and Telecommunications.
Shreya brings extensive
experience in advising both domestic and international clients across a broad
range of sectors including e-commerce, technology, fintech, OTT platforms,
e-sports and gaming, hospitality, healthcare and financial services. Her expertise
spans market entry strategies, business and product structuring, data privacy
and cybersecurity frameworks, platform terms and policies, strategic and
non-strategic commercial agreements, consumer protection and soft IP matters.
She is particularly recognised
for advising on sector-specific regulatory requirements, and emerging risk
issues and frequently interfaces with financial sector regulators and
government ministries on legal reform and stakeholder consultation.
In the Payments and Financial Technology space, she provides end-to-end legal support for navigating complex regulatory environments relating to payments, digital lending, embedded finance, wealth and trading, virtual assets and insurance, among others. She regularly advises on RBI Master Directions, SEBI and IRDAI regulations, and the legal architecture surrounding KYC, market conduct policies, data flows, risk management frameworks, escrow structuring, merchant onboarding, outsourcing, and grievance redressal protocols. She has also advised on regulatory classification and licensing triggers in the context of innovative fintech products. In addition to regulatory strategy and licensing support, Shreya works closely with clients on enforcement risk assessments, RBI inspections and audits, and remediation planning. Shreya also specialises in Data Protection and offers in-depth counsel on data collection, sharing, and processing arrangements, with a focus on both Indian and EU data protection frameworks. She actively supports clients on implementing governance structures under the Digital Personal Data Protection (DPDP) Act, breach response mechanisms, and enforcement risk mitigation and preparedness.
Shreya’s telecom practice includes regulatory advice on licensing and compliance for communication services, IoT deployments, SMS/voice services, and cloud-based infrastructure. She also has a well-recognised practice in online gaming, advising platforms on monetisation models, user engagement, skill-based gaming laws, and central and state-level compliance strategy. Her earlier roles include working with litigators before the High Courts and Supreme Court of India, as well as an associateship with Clifford Chance, where she worked with clients and law firms across Singapore, the UK, and the UAE.
Shreya’s work has received consistent industry recognition. She has been named an ‘Up and Coming’ Partner by Chambers & Partners Asia-Pacific 2025, a ‘Rising Star’ by Asialaw Rankings 2024 in Regulatory, Technology, and Telecommunications, and has been consistently recognised as a ‘Recommended Lawyer’ by The Legal 500 in TMT, Financial Services Regulatory, and Data Protection. She was also shortlisted for ‘Rising Star of the Year’ (India and Middle East) at the ALB Women in Law Awards 2021.
In the Payments and Financial Technology space, she provides end-to-end legal support for navigating complex regulatory environments relating to payments, digital lending, embedded finance, wealth and trading, virtual assets and insurance, among others. She regularly advises on RBI Master Directions, SEBI and IRDAI regulations, and the legal architecture surrounding KYC, market conduct policies, data flows, risk management frameworks, escrow structuring, merchant onboarding, outsourcing, and grievance redressal protocols. She has also advised on regulatory classification and licensing triggers in the context of innovative fintech products. In addition to regulatory strategy and licensing support, Shreya works closely with clients on enforcement risk assessments, RBI inspections and audits, and remediation planning. Shreya also specialises in Data Protection and offers in-depth counsel on data collection, sharing, and processing arrangements, with a focus on both Indian and EU data protection frameworks. She actively supports clients on implementing governance structures under the Digital Personal Data Protection (DPDP) Act, breach response mechanisms, and enforcement risk mitigation and preparedness.
Shreya’s telecom practice includes regulatory advice on licensing and compliance for communication services, IoT deployments, SMS/voice services, and cloud-based infrastructure. She also has a well-recognised practice in online gaming, advising platforms on monetisation models, user engagement, skill-based gaming laws, and central and state-level compliance strategy. Her earlier roles include working with litigators before the High Courts and Supreme Court of India, as well as an associateship with Clifford Chance, where she worked with clients and law firms across Singapore, the UK, and the UAE.
Shreya’s work has received consistent industry recognition. She has been named an ‘Up and Coming’ Partner by Chambers & Partners Asia-Pacific 2025, a ‘Rising Star’ by Asialaw Rankings 2024 in Regulatory, Technology, and Telecommunications, and has been consistently recognised as a ‘Recommended Lawyer’ by The Legal 500 in TMT, Financial Services Regulatory, and Data Protection. She was also shortlisted for ‘Rising Star of the Year’ (India and Middle East) at the ALB Women in Law Awards 2021.
publications
All publications
Technology, Media & Telecommunications, Government & Regulatory, Financial Services
FINTECH NEWSLETTER: RECENT LEGAL DEVELOP...
The continuous advancements in the fintech sector in the recent past has led to some key developments in this space, which has influenced the landscape of financial services in India. In this issue of the fintech newsletter,
Technology, Media & Telecommunications, Financial Services, Government & Regulatory
FINTECH NEWSLETTER: RECENT LEGAL DEVELOP...
The final quarter of the year 2022 witnessed several regulatory movements which have the potential of bringing about a sea of change in the fintech sector and provides an optimistic outlook to what lies ahead in 2023.
Technology, Media & Telecommunications, Government & Regulatory, Financial Services
Fintech Newsletter – April 01, 2021 to...
The Indian fintech space remains one of the fastest growing sectors, with companies evolving new business models to digitise more aspects of banking and financial services and expand their offerings into overseas markets.
Technology, Media & Telecommunications
InfoLex | Rules for Intermediary and Dig...
In response to the mass dissemination of fake news and offensive/ unregulated content online, the Indian Government has issued a Digital Media Ethics Code for intermediaries, social media companies and OTT Platforms.
All publications